Select a Service

ATM/Debit Card

The MasterMoney™ Debit Card can be used anywhere MasterCard is accepted.

• The MasterMoney™ card is a debit card and an ATM card
• Purchases automatically deducted from your checking account
• No fee when used at any First State Financial ATM machine

To apply for a card, please choose from the following application

Business Debit Card Application

or contact your local branch office. You can expect your MasterMoney Card to arrive within 14 days of your application being processed. Your PIN will be sent to you in a separate mailing.


Credit Card

At First State Financial, our industry leading (consumer, business, consumer and business) credit card products offered by Elan Financial Services offer a competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.
Learn More or Apply Now.



How do I know which card is right for me?
Compare the features and benefits on each card to see which one has what is most important to you such as no annual fee or prehaps reward points. Also review the minimum requirements associated which each card to see if you qualify.

What if I don't have a credit history?
You may consider the Young Adult, College Rewards or Secured Visa Card depending on your particular circumstances.

What if I have poor credit history?
The secured Visa card was designed to help build or repair credit history.

My Debit/Credit card is lost or stolen?
If you have a lost or stolen debit card please contact the bank immediately at (800) 248-5950 or by the Contact Us form. To report a lost or stolen debit card after hours please use the contact numbers below, please follow up with the bank the next business day.

MasterMoney Debit Card (800) 236-2442
First State Financial Visa Credit Card (866) 552-8855

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