Personal Checking

We will help you select a checking account that provides convenient options and benefits to meet your personal needs. A debit card is available on all checking accounts as well as 24 hour access to online banking. More information on opening new accounts can be found here.

 

	NOW Checking	Money Market Checking	Access Checking
Service Fee	* $7.50	* $7.50	* $10
Minimum Daily Balance	$1,000	$2,500	$5,000
Check Writing	Unlimited	Three per statement	Unlimited
Debit Card	Yes	Yes	Yes
Online Banking	Free	Free	Free
Earn Interest	Yes	Yes	Yes
Free Checks	No	No	No

*Service fee is charged in the event the account falls below the minimum daily threshold.

** Basic Checking

• Unlimited check writing
• Debit card available
• Access to free online banking with bill payment
• No minimum balanace required
• $10.00 monthly service charge to receive paper statements unless age 55 and over

** Club Advantage Check

• Unlimited check writing
• Free Club Advantage Checks
• Debit card available
• Access to free online banking with bill payment
• No minimum balance required
• Service charge applies based on type of account
• Additional benefits for club accounts
• Learn more about the Club Advantage account.

** NOW Checking Account

• Earn interest
• Unlimited check writing
• Debit card available
• Access to free online banking with bill payment
• $7.50 monthly service charge if balance falls below minimum daily balance
• $1,000 minimum daily balance

** Money Market Checking Account

• Three checks per statement
• Earn interest
• Debit card available
• Limit of six withdrawls per statement
• $7.50 monthly service charge if balance falls below minimum daily balance
• $2,500.00 minimum daily balance
• Access to free online banking with bill payment

** Access Checking

• Unlimited check writing
• Earn interest
• Debit card available
• Some restrictions may apply.
• $10 monthly service charge if balance falls below minimum daily balance
• $5,000.00 minimum daily balance

** Health Savings Account (HSA)

• Save for qualified medical expenses with tax advantages
• Easy to open, easy to contribute to, easy to use
• Checks or debit card available
• Must have a qualified High deductible health plan in order to qualify for an HSA
• Earn interest
• Minimum opening deposit of $40

What is a Health Savings Account?
A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and your dependants.

 

** Additional restrictions & terms may apply. Check with a customer service representative.