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Download the PDF version of our Privacy Policy here.

Rev. 08/2015
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Account balances
  • Payment history and Transaction history
  • Overdraft history and Account transactions
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Financial chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does First State Financial Inc share?
Can you limit this sharing?
For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes --
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purpose --
information about your transactions and experiences
For our affiliates’ everyday business purposes --
information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you
We Don't Share
To limit our sharing
  • Call 800-248-5950
  • Visit us online: via email to: This email address is being protected from spambots. You need JavaScript enabled to view it.
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call 800-248-5950  or go to
Who we are
Who is providing this notice? First State Financial Inc
What we do
How does First State Financial Inc protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Financial Inc collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Apply for a loan or Give us your income information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureau, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a Asset Protection Management Inc., and FSB Insurance Inc., First State Investments Inc., and First State Bancshares Inc.

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
-First State Financial Inc does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
-Our joint marketing partner(s) include securities brokers-dealers and secondary market mortgage lenders.